Spring Insurance Checklist for Motorcycle Riders

As spring approaches, many motorcycle enthusiasts are eager to hit the open road. Before you rev up your engine, it’s important to make sure your motorcycle insurance and safety preparations are up to date. Here’s a checklist to guide you through your spring motorcycle insurance review.

Review Your Insurance Coverage

Spring is the perfect time to revisit your policy and check if it still fits your needs. Consider the following:

• Liability coverage: State laws may require riders to purchase minimum amounts of liability coverage for third-party injuries or property damage.
• Comprehensive and collision coverage: These can be required by your lender if you’re financing your bike.
• Uninsured/underinsured motorist coverage: This can help if you’re involved in an accident with an at-fault motorist who lacks sufficient insurance.
• Custom parts coverage: If you’ve added custom accessories or gear to your bike, check that your policy covers these enhancements.

Update Your Policy Details

Life changes, and so do your insurance needs. Be sure to:

• Notify your insurer of any address changes, new bikes or riders.
• Update your mileage estimates if you plan to increase or decrease your coverage.
• Let your insurer know about any modifications to your motorcycle.

Safety Tips for Spring Riding

A safe season starts with preparation. Here are some tips that can help you keep safe on and off the road:

• Inspect your motorcycle for any winter damage or maintenance needs.
• Check tire pressure, brakes, lights and fluid levels.
• Refresh your skills with a safety course if it’s been a while since you last rode.
• Always wear appropriate safety gear, especially a helmet and protective clothing.

How Our Team Can Help

Betzy Insurance LLC team can review your current policy, recommend updates and answer any questions about motorcycle coverage. Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.