Commercial Auto Insurance in Indianapolis, IN
Running a business often means relying on vehicles, whether it’s a single work truck or an entire fleet. At Betzy Insurance LLC , we recognize the importance of your vehicles to your daily operations. Our team is dedicated to helping business owners, fleet managers and contractors secure the right commercial auto insurance to financially protect their vehicles, employees and bottom line.
Why Commercial Auto Insurance Matters
Personal auto policies typically don’t cover vehicles used for business purposes. If you or your employees drive for work, such as making deliveries, transporting equipment or visiting job sites, commercial auto insurance can be crucial. This coverage helps safeguard your business from the financial impact of accidents, property damage and liability claims that can arise on the road.
What Do Policies Cover?
Commercial auto insurance policies can often be tailored to fit the unique needs of your business. Coverage options may include the following:
- Liability coverage for third-party bodily injury and property damage to others
- Physical damage coverage for your vehicles (collision and comprehensive)
- Medical payments for injuries to drivers and passengers
- Uninsured/underinsured motorist coverage for accidents caused by drivers with inadequate insurance
- Hired and non-owned auto coverage for vehicles you rent or for employees’ personal vehicles used for business
- Coverage for specialized equipment or permanently attached tools
Who Needs Commercial Auto Insurance?
If your business owns, leases or uses vehicles for work, commercial auto insurance is often required by law in Indiana. The following may benefit from this coverage:
- Contractors transporting tools and materials
- Delivery services and couriers
- Businesses with sales teams on the road
- Companies providing transportation for clients or employees
We’re Here to Help
Our team can help you compare coverage options, understand policy details and support your company’s compliance with state insurance requirements. Contact us today to get started.